Tesla is rapidly expanding their insurance offering
Not a Tesla App
Tesla Insurance is a competitively priced insurance product that offers Tesla owners a new option.
Tesla has a unique understanding of its vehicles, technology, safety features and repair costs, which help eliminate some fees associated with traditional insurance carriers. Tesla Insurance provides a convenient monthly payment and the ability to manage claims and coverage directly through the Tesla app.
It also puts you in control, since your insurance premium is in part based on your driving habits.
Where is Tesla Insurance Available?
The service is currently only available in select U.S. states, but it continues to expand to additional states. Tesla CEO, Elon Musk says it will also expand to Canada in the future.
Tesla Insurance is currently available to Tesla owners in the following states:
Arizona
California
Colorado
Illinois
Minnesota
Maryland
Nevada
Ohio
Oregon
Texas
Utah
Virginia
Who Can Purchase Tesla Insurance?
New and current Tesla owners can purchase an insurance policy in the Tesla app by tapping the profile icon located in the top-right corner and selecting ‘Get Tesla Insurance.’
If you've recently placed an order for a Tesla, you will need to wait until a VIN is assigned before ordering Tesla Insurance.
Tesla is rapidly expanding their insurance offering
Not a Tesla App
Additional Vehicles
Tesla Insurance will not only cover Tesla vehicles but also any other vehicles you may own.
You can add additional vehicles when submitting the policy.
However, Tesla Insurance is currently limited to vehicles and Tesla does not offer home insurance or other types of insurance policies.
What You Get with Tesla Insurance
With Tesla Insurance you can view documents, billing, payment details and make claims all from the Tesla app.
Like other insurance companies, there are a variety of plans with varying levels of coverage depending on your needs.
How Does Tesla Insurance Work?
Tesla collects data from the vehicle that helps assess how the vehicle is being driven.
Unlike other insurance products, Tesla does not require an additional device to be installed in the vehicle. Instead, Tesla uses features already included to determine how often the vehicle is driven, and how often the driver follows too closely or stops harshly.
This data is then used to help determine the driver's insurance premium.
The insurance premium also factors in the vehicle model, the insuree's location, and the distance the vehicle is driven.
Tesla Insurance users make monthly payments based on their driving behavior rather than factors typically used by other insurance providers, such as credit, age, gender, claim history and driving records.
Tesla Insurance Cost
Every insurer has different factors to determine their costs and their customers' likelihood of getting into an accident. While Tesla Insurance could save you money, it could also cost more than alternatives available in your state.
According to Tesla, "An average driver could save between 20% to 40% and the safest drivers could save between 30% to 60%."
Your Safety Score can have a large impact on your insurance premium
@GailAlfarATX/Twitter
Big reason to own a Tesla in the states where they offer insurance. next month insurance will be $60/month, down from 88 because of a 98 safety score maintained. Best car ever @elonmuskpic.twitter.com/fROEsx3Wfa
We've seen scenarios where Tesla Insurance saves someone hundreds of dollars a month, but we've also seen it cost significantly more than its competitors.
There are many factors that determine your insurance premium. If you're new to Tesla or haven't shopped around in a few years, we recommend getting a free quote from Tesla to see whether Tesla Insurance would save you money.
Tesla insurance price is insanely low. Six cars covered with two Plaids and includes my brother in the coverage for $599 per month! 9K miles/car $500 comp, $1k collision. Progressive wanted over $1k/month ??♂️ @elonmuskpic.twitter.com/rAWDjoxJi8
Tesla has released software update 2025.2.6, and while minor updates typically focus on bug fixes, this one introduces a major new feature. With this update, Tesla has activated the in-cabin radar, a sensor that has been included in some vehicles for more than three years but remained unused until now.
Why Not Vision?
Unlike vision-based systems, radar can precisely measure object dimensions and even detect movement behind obstacles by bouncing radio waves off surrounding surfaces. This allows for more accurate and reliable measurements of objects that vision may not even be able to see, such as behind the front seats.
What Tesla Announced
Tesla recently highlighted the 4D radar in the new Model Y, explaining how it will improve passenger safety. Tesla executives stated that the radar would be used to properly classify passengers and improve the way airbags deploy.
Tesla went on to say that in a future update, Tesla will use the in-cabin radar to detect any potential passengers left in the vehicles. Since radar can even pick up on heartbeat and breathing patterns, it can provide a much more accurate method of detecting children left in a vehicle. Tesla talked about how the vehicle will send owners a notification via the Tesla app and enable the HVAC system if it detects a passenger in the vehicle. It’ll even call emergency services if needed.
New Feature in Update 2025.2.6
Tesla has officially named this feature in update 2025.2.6, “First-Row Cabin Sensing Update,” which appears to align with the first portion of what Tesla discussed in the new Model Y video.
In the release notes, Tesla describes the update as:
“The first-row cabin sensing system has been updated to use cabin radar, which is now standard in all new 2025 Model Ys. Your Model Y was built pre-equipped with the necessary hardware, allowing Tesla to also bring this technology to your vehicle.”
For now, it appears that Tesla is using the radar to detect and classify passengers in the front seats. This could eventually replace traditional seat sensors, reducing the number of hardware components and lowering production costs.
Tesla plans to expand the feature later this year, bringing rear-seat passenger detection in Q3 2025. While Tesla talked about the feature for the new Model Y, we expect it to be available for all vehicles with the in-cabin radar.
Supported Models
Although Tesla is vague in their release notes, this feature is being added to all Model Ys that include a cabin radar. Tesla started including the cabin radar in 2022, but its availability may vary by region and model. The Model 3 didn’t receive the cabin radar until it was redesigned in 2024, while all Cybertrucks already include it.
The owner’s manual for the redesigned Model S and Model X doesn’t specifically mention the interior radar, although Greentheonly believes the vehicles also include one, so we’ll have to wait to determine whether those vehicles also receive this new feature.
At this time, the feature appears to be only going out to Model Y vehicles, but we expect it to become available on other supported models soon.
We love to see these kinds of updates. Tesla is increasing the safety of existing and new vehicles through a software update while also making them more affordable to own.
Tesla has updated the Tesla app to version 4.42.0, and this time, it’s more than just bug fixes. The app includes a new service interface, introduces support for the new Model Y, and, for the first time, includes some code for the Robotaxi coming later this year.
This update was released for iOS and should be available on Android within a few days.
Refreshed Model Y 3D Model
First up in the update is the introduction of the 3D model for the refreshed Model Y. Interestingly, while we all know it as Juniper, the file code name inside the update lists the vehicle as “Bayberry.” The Bayberry name was introduced in Tesla app update 4.41.5. Tesla’s internal code names sometimes change as the vehicle evolves - and we’ll continue to refer to it as the refreshed or new Model Y for ease of understanding.
A rear-angle shot of the Refreshed Model Y from the Tesla App
@olympusdev_ on X
As usual with Tesla’s 3D models in the app, there’s a lot of detail, although it’s not easy to see since you can pinch and zoom the model in the app. The 3D models used in the app are actually the same models that Tesla uses in the vehicle, although sometimes they include different lighting effects, but they’re all highly detailed.
Robotaxi API
Tesla has added a new endpoint in their app for Robotaxi - and it’s the very first Robotaxi or Cybercab-related item we’ve seen in the app. With the Robotaxi fleet launching in June, according to Tesla, it looks like they’re now adding support to the Tesla app.
What the Robotaxi interface is supposed to look like in the future.
Not a Tesla App
The new app API is called “rides_feedback_upload,” which seems pretty explanatory. Tesla will need to gather a lot of information on ride quality and all the little things in between. What better way than to get feedback directly from users?
While Tesla previously released prototype images of what the Robotaxi app will look like, the introduction of this API into the Tesla app leads us to believe that Tesla will utilize the current app for Robotaxi use.
Updated Service Interface
The Updated Service Panel in the Tesla App
Not a Tesla App
Tesla has released an updated UI for the Tesla Service panel, and we have a ton of details on these changes. This new pane displays appointment details more prominently. If you have a service appointment scheduled, you’ll now see a lot more details on the main service screen. The app will now display:
Your current service status
Appointment date and time, which you can now tap on to add the event to your calendar
Address and hours of the service center. You can now also tap on the address to open up the location in your maps app
There’s also a new appointment details screen (the right portion of the image). This screen displays additional details that were previously unavailable, such as your transport type. The app will display whether you’ll get a loaner vehicle, demo vehicle, or something else.
There are a ton of user experience (UX) improvements in this update regarding service, including clearer language, improved UI fixes to images, and more.
Tesla has been making a lot of positive updates to the Service-related sections of the app lately, and we’re happy to see these coming rapid-fire. Tesla Service is now easier to use and understand. In the previous app update, Tesla also added the ability to pull down to update the service screens.
![The Design & Engineering Behind the New Model Y [Video]](https://www.notateslaapp.com/img/containers/article_images/model-y-2025/2025-model-y-speaker.webp/e933556c6b2b4ce77ab652524f3a8ac0/2025-model-y-speaker.jpg)
_300w.png)
