Tesla is rapidly expanding their insurance offering
Not a Tesla App
Tesla Insurance is a competitively priced insurance product that offers Tesla owners a new option.
Tesla has a unique understanding of its vehicles, technology, safety features and repair costs, which help eliminate some fees associated with traditional insurance carriers. Tesla Insurance provides a convenient monthly payment and the ability to manage claims and coverage directly through the Tesla app.
It also puts you in control, since your insurance premium is in part based on your driving habits.
Where is Tesla Insurance Available?
The service is currently only available in select U.S. states, but it continues to expand to additional states. Tesla CEO, Elon Musk says it will also expand to Canada in the future.
Tesla Insurance is currently available to Tesla owners in the following states:
Arizona
California
Colorado
Illinois
Minnesota
Maryland
Nevada
Ohio
Oregon
Texas
Utah
Virginia
Who Can Purchase Tesla Insurance?
New and current Tesla owners can purchase an insurance policy in the Tesla app by tapping the profile icon located in the top-right corner and selecting ‘Get Tesla Insurance.’
If you've recently placed an order for a Tesla, you will need to wait until a VIN is assigned before ordering Tesla Insurance.
Tesla is rapidly expanding their insurance offering
Not a Tesla App
Additional Vehicles
Tesla Insurance will not only cover Tesla vehicles but also any other vehicles you may own.
You can add additional vehicles when submitting the policy.
However, Tesla Insurance is currently limited to vehicles and Tesla does not offer home insurance or other types of insurance policies.
What You Get with Tesla Insurance
With Tesla Insurance you can view documents, billing, payment details and make claims all from the Tesla app.
Like other insurance companies, there are a variety of plans with varying levels of coverage depending on your needs.
How Does Tesla Insurance Work?
Tesla collects data from the vehicle that helps assess how the vehicle is being driven.
Unlike other insurance products, Tesla does not require an additional device to be installed in the vehicle. Instead, Tesla uses features already included to determine how often the vehicle is driven, and how often the driver follows too closely or stops harshly.
This data is then used to help determine the driver's insurance premium.
The insurance premium also factors in the vehicle model, the insuree's location, and the distance the vehicle is driven.
Tesla Insurance users make monthly payments based on their driving behavior rather than factors typically used by other insurance providers, such as credit, age, gender, claim history and driving records.
Tesla Insurance Cost
Every insurer has different factors to determine their costs and their customers' likelihood of getting into an accident. While Tesla Insurance could save you money, it could also cost more than alternatives available in your state.
According to Tesla, "An average driver could save between 20% to 40% and the safest drivers could save between 30% to 60%."
Your Safety Score can have a large impact on your insurance premium
@GailAlfarATX/Twitter
Big reason to own a Tesla in the states where they offer insurance. next month insurance will be $60/month, down from 88 because of a 98 safety score maintained. Best car ever @elonmuskpic.twitter.com/fROEsx3Wfa
We've seen scenarios where Tesla Insurance saves someone hundreds of dollars a month, but we've also seen it cost significantly more than its competitors.
There are many factors that determine your insurance premium. If you're new to Tesla or haven't shopped around in a few years, we recommend getting a free quote from Tesla to see whether Tesla Insurance would save you money.
Tesla insurance price is insanely low. Six cars covered with two Plaids and includes my brother in the coverage for $599 per month! 9K miles/car $500 comp, $1k collision. Progressive wanted over $1k/month ??♂️ @elonmuskpic.twitter.com/rAWDjoxJi8
Tesla recently launched software update 2025.8.3, which included a bunch of “minor updates.” Nestled away in the release notes are a couple of interesting features - including some major changes to the Energy App.
We’re not quite sure we’d call these minor updates, so let’s take a bit of an exploration of the revitalized Energy App.
The Energy App has received some new categorization features in the Consumption tab. You can once again limit the graph by distance. As part of the 2024 Holiday Update, Tesla redesigned the consumption tab and brought it to the new Model S and Model X for the first time. However, with the redesign, Tesla removed the ability to choose the distance shown in the graph, instead providing a static display of the last 200 miles (300km).
The first part of the improved Energy App is bringing back this distance filter. You can now choose between showing the last 10, 100, or 200 miles (15, 150, or 300 km). This differs from the previous available distances of 5, 15 and 30 miles, but brings back the ability for the driver to choose a distance that may be more applicable to how they’re driving.
We’d love for Tesla to introduce custom distances by pinching and zooming the graph or simply add the ability to choose “This Drive Only” to the list of available distances.
Reset Energy App History
@EV3_Model3 on X
Sadly, the “Instant Range” button that was available in the Energy App before is still not available, but Tesla introduced a new feature that may be even better. You can now clear your driving history so that the graph only reflects your current driving style.
This is a little hidden, but if you tap the little info icon at the top near your average Wh/mi, you’ll now be presented with a dialog that lets you clear your history.
This could be useful if you’ve just come from some hard driving on a track or off-road, where energy consumption could be exaggerated. It could also be useful if you just started towing or a different type of driving that is drastically different from your current driving.
Other Changes
In addition, it looks like future predictions of the Energy app now take into account your driving history and apply that in addition to expected vehicle consumption, weather, altitude, and the multitude of other factors that your Tesla constantly takes into account while calculating your expected range.
While these are smaller improvements to the Energy app, they added some important functionality, as it helps users better understand their vehicle consumption and display data that is more applicable to the current driving style.
This is a great example of Tesla listening to its customers and bringing back features they had previously been removed. Check out the video below by akide on the updated Energy app in update 2025.8.3.
Sandy Munro once again had the opportunity to chat (video below) with Lars Moravy, Tesla’s Vice President of Vehicle Engineering, as well as Franz Von Holzhausen, Tesla’s Chief of Vehicle Design. This time, rather than focusing on the improvements to the refreshed Model Y and all the new engineering behind it, the focus was on Tesla’s autonomous ambitions.
In this case, the Cybercab and Robovan were the key highlights, with a distinct focus on the Cybercab. With that all said, let’s dig into all the fun new stuff. You can check out the entire video at the end of the article.
Cybercab Unboxed Process
The Cybercab will be the first of Tesla’s vehicles to use their new unboxed assembly process, which builds vehicles in parallel sections, and then brings them together all at once for final assembly. Traditionally, vehicles are assembled from the ground up, and sometimes even disassembled for parts of production to take place.
This innovative method involves using a big rear and front casting, brought together by a structural battery pack on the floor. The door rings are hot-stamped and laser-welded to form the side shell of the Cybercab, resulting in a very rigid structure that can also absorb crash impacts due to its unique manufacturing.
Paint-Free Panels
We’ve already talked about the Cybercab’s unique paint-free panels, but we’ve never heard until now exactly how Tesla intends to manufacture them. Tesla will inject colored PU plastic onto the backside of another plastic part (formed from various processes) and then ultrasonically weld that entire piece to an inner part.
That essentially combines multiple parts into one smooth piece that is easy to repair - because all you have to do is remove the entire panel - it just comes off as the interior fasteners are removed. There is no subframe holding it together - instead, the subframe is part of the panel.
The only area of the vehicle that will have any paint will be the hot-stamped door rings - which will be painted to improve corrosion resistance to protect the steel.
Aerodynamics
Aerodynamically, the Cybercab boasts the largest aero-cover-to-wheel ratio of any Tesla vehicle. This updated aero cover improves efficiency, even with the Cybercab’s relatively large tires—chosen to reduce rolling resistance. Interestingly, the impact of unsprung weight on efficiency is minimal compared to the benefits of improved rolling resistance and aerodynamics.
Another key to the aerodynamics is the teardrop shape of the Cybercab itself. With its low profile and smooth shape, it is extremely aerodynamically efficient. While neither Sandy nor Lars delved into drag coefficients, we expect it will likely be more efficient than the Model 3’s already fantastic Cd of 0.219.
Range and Battery Pack
Tesla currently has prototypes undergoing real-world testing at Giga Texas to evaluate range and efficiency. The goal is to ensure the vehicle can operate throughout an entire day in the city before returning to charge.
Tesla is targeting a battery pack under 50kWh, delivering close to 300 miles of real-world range—an impressive efficiency of around 166Wh/mi, even outperforming the Model 3’s lowest at 181Wh/mi.
When Does It Arrive?
So, with all that new knowledge - when does the Cybercab arrive? Well - the prototypes for the June Robotaxi network deployment in Austin are getting prepared now - but Tesla expects to begin production and sales sometime in the first half of 2026.