How Tesla insurance determines 'good' drivers for FSD Beta

By Henry Farkas

Those of us who paid for Full Self-Driving but who were not included in the initial test groups, Tesla employees and carefully selected customers, will get access to the BUTTON on Friday, September 24th.

Tesla insurance

But the BUTTON doesn't mean that you will be added to the widened group of beta testers. You have to earn it. Here's how.

This article is likely of interest only to people who paid for FSD, are in the US and who want to volunteer to teach the computer how to drive. I want to stress that this is a volunteer job. You won't earn a penny for doing this.

Pushing the button is not enough. You have to agree to allow Tesla insurance to absorb data from your driving for a week. Then Tesla will decide if it wants you in the expanded group of beta testers.

Remember, becoming a beta tester doesn't mean that your car can drive itself without your intervention. Quite the reverse. Tesla is looking for volunteers who will teach the neural network how to drive like a professional chauffeur. That's professional chauffeur, not professional race car driver.

Factors Tesla Insurance Uses

Luckily for us, a while back Reddit user /u/Callump01 reverse engineered the Tesla app to determine exactly which events Tesla uses when determining a driver's safety rating.

Callump01 was able to determine that Tesla uses these metrics when determining a driver's premium:

  • ABS Activation - Number of times ABS is activated
  • Hours Driven - Average daily driving time
  • Forced Autopilot Disengagements - Number of times Autopilot is disabled due to ignored alerts
  • Forward Collision Warnings - Number of times car detects a potential forward collision
  • Unsafe Following Time - Portion of time spent at an unsafe following distance
  • Intensity of Acceleration and Braking - Speed variance due to extreme acceleration and braking. Shown on a scale from 0-10 as measured against Tesla's internal fleet.

So here's what to do during the week where you are being evaluated by the insurance software.

Drive places. If your car is parked all the time, the software won't be able to assess your driving skill.

Engage FSD whenever possible. Tesla will want to recruit volunteers who are actually interested in using FSD. Elon Musk has said that someone who uses Autopilot would fall into the “good" category.

Drive on city streets and country roads. Autopilot is already pretty good at driving on limited access highways.

Don't accelerate aggressively unless you must do so to avoid a crash. Insurance algorithms don't like aggressive drivers.

Reduce ABS Usage

Focus far ahead. One of the statistics that is kept is the number of times ABS was activated. Reducing this number shows less aggressive driving. If you see that you are going to have to stop for a light or a stop sign, tap the brake to go out of FSD so you can slow down with regenerative braking. Insurance algorithms don't like aggressive braking, and, unfortunately, Tesla FSD, waits too long to slow down for signals and stop signs. Then it brakes aggressively. So using FSD to come to a stop will hurt your score.

Don't Accelerate Too Quickly

Don't speed very much. The Tesla insurance algorithm will look at your intensity of acceleration in addition to braking. Sometimes, you have to go faster than the posted speed limit in order to keep up with traffic. If you are in a situation where all the traffic is going faster than the posted speed limit, then you can speed up a bit, but try to stay as close to the speed limit as you can without blocking traffic. Remember, if you have to speed, keep up with the slower speeders, not the faster speeders.

If the car is braking for no apparent reason, phantom braking, use the accelerator to move the car along.

If you are approaching a sharp curve there are two things you need to think about. Without the beta version of FSD, some curves are too sharp, and standard FSD will stop working in the middle of the curve. I've experienced this at certain curves in my area. If this happens, it will lower your score. So the two things to do are, first, lower your speed before the curve by tapping the brake, and second, steer the car around the curve yourself before re-engaging FSD.

When you're using Autopilot, pay attention to the alerts. Tesla will track the number of times that Autopilot has been disengaged.

Keep Your Distance

You'll also want to pay close attention to objects in front of your. Tesla will be looking at the number of times Forward Collision Warnings have gone off.

Use a follow distance greater than one or two. Another metric that Tesla insurance uses to measure how safe someone is driving is by their follow distance. If someone follows too closely for long periods of time, this will lower their Tesla insurance rating as well.

Obey traffic rules whenever possible. Yield the right of way when you don't have the right of way. Take the right of way when you do have it, but don't crash just because you are entitled to the right of way.

Be careful to yield to pedestrians and bicyclists. Even if you have the right of way, it will mess up your day if you hit a pedestrian or a bicyclist. And you won't get to be a beta tester for FSD.

After you activate the button on September 24th the Tesla insurance calculator will show your rating in real-time so that you can tell how you're driving and can adjust accordingly. It'll also provide additional details on what is rated a “good" driver.

The button will be available this Friday, presumably in your car. Stay tuned for more details. Tesla FSD Beta 10.1 which is set be released on October 1st, will introduce new features such as merged NNs for highway and city driving, as well as the ability to go in reverse.

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Tesla Issues Physical & OTA Recall for Hardware 4 Computer

By Karan Singh
Not a Tesla App

Tesla has issued a recall for some vehicles due to issues linked to a revision of the Hardware 4 (HW4) computer that was introduced this past November. This recall affects all vehicles with the revised hardware except for the Cybertruck, as it uses a slightly modified version of the HW4 system.

Many vehicle owners have reported a complete failure of their Autopilot computer, which not only leaves the vehicle without FSD and Autopilot but also disables many of the active safety features that make a Tesla what it is.

Let’s take a look at this recall - because the recall is partially physical and partially a software recall.

HW4 Failure

Tesla has identified the failure and flagged it to the U.S. NHTSA (but not Transport Canada or Euro NCAP at the time of publishing) as a recall.

Tesla mentions that the vehicle’s FSD computer circuit board may short circuit, resulting in the loss of the rearview camera image. The recall itself is focused on the rearview camera - as not having a functional rearview camera breaks a Federal Motor Vehicle Safety Standard. However, it does impact more than just the rearview camera.

As previously mentioned, users have experienced the full loss of Autopilot and FSD on these vehicles, as well as reduced traction control and removal of safety features such as automatic emergency braking, collision avoidance assist, and forward collision warnings. 

While the vehicle remains driveable, it is not necessarily a good idea to drive the vehicle with many of these features, especially with the reduced traction control noted by many people. We’ve already noted that while Tesla has been sending tow trucks to pick up some vehicles, it is also prompting owners to drive the vehicle to their service center in some cases.

Remedy

Unlike most of Tesla’s recalls, this one isn’t entirely an OTA recall, owing to the fact that people have already experienced circuit board shorts and are already waiting for replacements.

The software portion of the recall has already been mostly completed for any vehicles with Tesla software update 2024.45.25.3 or greater. However, a significant portion of the tracked fleet remains on update 2024.44.25.2 (approximately 20%), so we recommend updating your HW4 vehicle whenever you receive the notification.

On the hardware side, Tesla is immediately identifying and replacing vehicles that have experienced a circuit board failure. Tesla is also reaching out to customers who have expressed intermittent issues with either Autopilot features, active safety features, or vehicle cameras not displaying correctly in their vehicles. If you have experienced any of these issues in a late 2024 vehicle, we recommend putting in a service ticket with Tesla to ensure that your vehicle isn’t affected by this recall.

Tesla Officially Unveils the 2025 Model Y - New Turn Signal Stalk, Front Camera, New Color, Light Bars and More

By Karan Singh
Not a Tesla App

After a long wait, Tesla has finally launched the refreshed Model Y - the world’s best-selling vehicle - in China. The vehicle is available for pre-order throughout the Asia-Pacific market, so let’s dive into everything new.

Currently, Tesla’s order page expects the first vehicles - the Launch Series - to begin deliveries to customers in May 2025, just about four months away. For now, there are just two variants - the Rear Wheel Drive, and the Long Range, All Wheel Drive model.

Launch Series Edition

Similar to the Foundation Series Cybertrucks, the Launch Series Model Y’s are a limited release and include a set of additional options.

You’ll get an exclusive Launch Series badge on the rear liftgate and doorsill plate. Plus, the Launch Series badging shows up in the puddle lights too. The charging console also has “LAUNCH” as a wordmark on the trim, and the interior comes with an exclusive black vegan suede finish.

Launch Series for the Long Range AWD also comes with Acceleration Boost, the first time Tesla has ever included the feature outside of an “in-app” purchase.

What’s New

There are a lot of new things in the 2025 Model Y, from a new and sharp-looking exterior, an improved interior, and even better specs to round off the whole package. There are even several surprises that we didn’t know about. There’s a lot to like here.

Exterior

Tesla has redesigned the front and rear of the vehicle with iconic new light bars, which they mention increase vehicle aerodynamics, efficiency, and range. Part of this includes redesigned body castings for the Model Y refresh, reducing parts from 70… to just one. That’s fewer gaps, all designed to make an even quieter ride than before. We’re excited to see how all these improvements perform - after all, increasing stiffness is the key to a better ride.

The front bumper camera is also visible - so that’ll be the first for a Tesla vehicle outside of the Cybertruck. Hopefully, they’ll include it in FSD and Actually Smart Summon as well, but right now, at least on the Cybertruck, it’s only used for Autopark or, of course, to use it manually.

The refreshed Giga Casting
The refreshed Giga Casting
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Indirect Rear Light Bar

The rear light bar is actually not aimed away from the car - but at it. According to Tesla, it's the first indirect reflective body panel taillight - and it looks cool. Tesla has also redesigned several curves on the car - it looks far more aerodynamic and cuts a sharp figure over the original Model Y. These changes will improve range and performance.

The rear light bar
The rear light bar
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Tesla has also introduced a new color - Glacier Blue - exclusive to the 2025 Model Y Refresh for now. The standard color option is Stealth Grey, while Pearl White Multicoat, Glacier Blue, Quicksilver, and Ultra Red are all available as options.

The new Glacier Blue
The new Glacier Blue
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Tesla has also removed the hitch option from the Model Y Refresh. This is a big change - it was the only non-premium level Tesla vehicle to include a tow hitch. We’re hoping that Tesla does include a tow hitch in versions coming to North America and Europe - as many users do use them. If it is indeed gone, that’ll mean the only vehicles left in the lineup with tow hitches will be the Cybertruck, Model S, and Model X.

Interior

First up - ventilated seats and ambient lighting will be the first two things you see, along with new soft-touch finishes across the interior. Tesla has really hit the mark with the interior of the Model Y Refresh - it looks clean and sharp.

Updated interior with ambient lighting
Updated interior with ambient lighting
Not a Tesla App

The updated interior still features a 15.4-inch touchscreen - the same size as previous models but also includes an 8” rear touchscreen for all versions of the vehicle, similar to the refreshed Model 3.

Tesla has added improved connectivity to the vehicle - improving the range for the Phone Key, clearer calls, and faster cellular and Wi-Fi connectivity. This is likely a chipset improvement for the infotainment module - and includes a newer version of Bluetooth, as well as support for 5G. We’ll dig into these details once we know more.

The updated speakers are cleverly hidden away inside the trims, and we expect a lot of improvements for Tesla’s already fantastic audio - especially in the Long Range AWD version.

One of the coolest features is power reclining seats - you’ll be able to recline or raise your rear seats at the touch of a button in the rear of the vehicle and potentially in the vehicle menu, too. That’s going to be an amazing convenience feature for families and those moving luggage around.

Turn Signal Stalk

Not a Tesla App

In a surprising move, Tesla says they have listened to customer feedback and added a precision-engineered turn signal stalk. There’s only a single stalk on the left side of the steering wheel while the gear shifter remains on the screen and Autopilot remains as a steering wheel button.

The steering wheel buttons are similar to the Cybertruck, which provide “clicky” feedback. Since the turn signals have moved over to a stalk, Tesla is introducing customizable steering wheel buttons. You’ll likely be able to set them to features like turning on the front or rear cameras, voice commands or other features.

Handling

Just like the Model 3 refresh, Tesla has worked some magic on the suspension, improving vehicle handling and comfort while also offering more responsive steering and an even quieter ride. This includes updated tires, wheels, and a new suspension.

New Wheels, New Suspension
New Wheels, New Suspension
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No word yet on Adaptive Suspension - that’ll likely be a hold-out for the Performance variant, which will show up later in 2025.

Specs

Vehicle

Range*

0-60mph

Charging Speed (15m)

2024 AWD

501 km / 310 mi

5.0s

239km

2024 LR RWD

525 km / 326 mi

7.9s

250km

2025 AWD (Juniper)

551 km / 342 mi

4.3s

266km

2025 RWD (Juniper)

466 km / 289 mi

5.9s

229km

*Range for the Model Y Refresh is WLTP, while for the 2024 vehicle, it is EPA estimates. WLTP estimates are generally on the higher side owing to geography and temperature in the Asia-Pacific.

There’s a lot to take in right here, spec-wise. The Model Y Refresh AWD is faster than its predecessor and has a considerably longer range. According to Tesla’s spec sheet, it also charges slightly faster - even faster than the current LR RWD with its LFP battery. That’s a great improvement across the board.

Beautiful Curves
Beautiful Curves
Not a Tesla App

The RWD is less of an immediate improvement - but this is a Standard Range RWD - not a Long Range RWD, so the comparison isn’t exactly comparable to the 2024 LR RWD. It seems likely that Tesla will replace the Long Range RWD with the 2025 Standard Range RWD once it arrives in North America and Europe. However, even the RWD has a pretty hefty improvement in the 0-60 section.

When Does It Arrive

Tesla says that it’ll be shipping the Model Y Refresh in just a few short months - customer deliveries of the Launch Series should begin deliveries in May - if you’re in the Asia-Pacific region. For customers in Europe and North America, we’ll probably have to wait a few months before the 2025 Refresh arrives here - likely in the early summer months.

Tesla won’t keep people waiting too long - after all, it's the much-awaited refresh of the world’s best-selling vehicle. We’re super excited to see more of it and hopefully get our hands on it for a test drive in the future.

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