Even more imagery of the Model Y Juniper has been spotted, this time in Spain rather than the US. These new shots have even more detail than the last ones we saw, so we’re excited to take a peek and see what we can determine.
We’re pretty sure that Juniper will be announced later this month. A new report out of China states that the vehicle will be available before the Chinese New Year, which falls on January 29th this year. Deliveries are expected the following month at the earliest, according to the report.
Front
The front imagery reveals that this isn’t just another Model Y with custom modifications kicking about. These lines are reminiscent of the design concepts we previously showed and fairly different than the current Model Y.
Look at the center of the grill area, you'll note a tell-tale bump for the camera housing.
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One of the key images here is this zoomed-in shot of the front bumper. You’ll notice there is a slightly offset piece that is being covered up by the bumper cling. Given previous images and what we’ve already heard about Juniper coming with a front bumper camera, this seems to be even more of an indication that Tesla’s refreshed vehicles will all host a bumper camera.
It is by and far one of the most popular features of the Cybertruck, and we see no reason for Tesla not to bring it to its entire vehicle lineup over time.
Side
The side shot is fairly similar to the current Model Y. It features the same updated door design that’s available on the new Model 3. It also appears to have a slightly tweaked side mirror, which isn’t available on the Model 3.
It retains the ever-popular Model Y shape and size.
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Rear
The rear ends of Teslas are always fairly distinctive, enough that once you’ve seen a few, you can spot the tell-tale taillights from a few blocks away. And the Juniper’s tail will likely also be very unique. This first image, taken at an angle, provides a bit of a peek into the rear side brake lights and what appears to be a white bar over either edge.
The rear side shot.
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However, this second image is the most clear image we’ve ever had of the new rear camera on the Juniper. It is very different from the current Model Y’s camera position - raised up and on the lip of the trunk flare rather than underneath it. It’s much more similar to what we saw on the Robotaxi.
Note the bumper camera on the camoflaged lip.
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One thing is for certain - Tesla wouldn’t change camera positions without a good reason for it. That requires training an entirely new FSD and Autopark model to account for the updated camera position. This is likely an optimization for both the new style, and to reduce road grime, mud, dust, and water from sticking to the camera.
There is no sign of a rear camera washer, which is a bit of a disappointment, given how easily the cameras tend to get dirty.
Either way, with Juniper being spotted now in Europe, China, and North America, it seems we’re getting very close to an actual release. Tesla has also been emptying their Model Y inventory globally, with very few Model Ys available in inventory at most locations.
What’s interesting about some of these new details is that it appears the Model Y is diverging from the design elements of the Model 3. It appears it’ll include a rear and front light bar, similar to the Cybertruck, different mirrors and potentially different tail lights as well. While we all expect the interior to be similar to the new Model 3, it wouldn’t be surprising if it comes with some unique attributes as well. See our rumor roundup for even more details on the upcoming Model Y redesign.
We’re super excited for the launch of the new Model Y, as it’ll be a refresh to the world’s best-selling vehicle - and that’s not a small feat to upgrade. All imagery is courtesy of the Spanish Outlet motor.es.
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In the latest episode of Jay Leno’s Garage, Tesla’s VP of Vehicle Engineering, Lars Moravy, confirmed that the new Model Y will feature adaptive headlights.
As Moravy was talking about the updated headlights in the vehicle, which now sit a few inches lower than before, he stated that in a couple of months, Tesla will add adaptive headlights in the U.S.
While Tesla has already introduced adaptive headlights in Europe and the Indo-Pacific, the feature has yet to make its way to North America.
Originally delayed in the U.S. due to regulatory issues, manufacturers have been able to implement adaptive headlights since mid-2024. Meanwhile, competitors like Rivian and Mercedes-Benz have already rolled out their own full matrix headlight systems, matching what’s available in other regions.
Update: This article has been updated to clarify that adaptive headlights will indeed be launched in the U.S., shortly after the vehicle launching in March.
Currently, Tesla in North America supports adaptive high beams and automatic headlight adjustment for curves, but full matrix functionality has yet to be rolled out. Meanwhile, matrix headlights are already available in Europe, where they selectively dim individual beam pixels to reduce glare for oncoming traffic and adapt to curves in the road.
It was surprising that matrix functionality wasn’t included in the comprehensive 2024 Tesla Holiday Update. This feature would likely improve safety ratings, so we can only assume Tesla is diligently working to secure regulatory approval.
Adaptive Headlights on Other Models
Lars didn’t confirm whether the refreshed Model Y comes with the same headlights as the new Model 3 and the Cybertruck, instead simply calling them "matrix-style” headlights.
The headlights on the new Model Y appear very similar to those available in the 2024+ Model 3, possibly meaning these other models will also receive adaptive headlight capabilities in the next couple of months.
For vehicles with older-style matrix headlights, it’s unlikely that adaptive beams support will launch at the same time, but they will hopefully become available soon afterward.
For the first time since launching Tesla Insurance in 2019, Tesla will begin underwriting its own policies, starting in California.
Tesla Insurance originally debuted in California and has since expanded to several U.S. states. Until now, policies were underwritten by State National, a subsidiary of the Markel Insurance Group. However, Tesla is now transitioning to fully in-house underwriting, beginning with its home state.
As part of this shift, California Tesla Insurance customers who receive an in-app offer to switch will be eligible for a one-time 3% discount on their next term’s premium—covered entirely by Tesla Insurance.
What is Underwriting
Underwriting is the process an insurance company uses to assess risk and determine whether to offer coverage, at what price, and under what terms.
Insurers evaluate factors such as driving history, credit score, age, vehicle type, and location. In Tesla’s case, vehicle driving data (not available in California) also plays a key role in risk assessment. These factors help classify drivers into risk categories, which influence their base premium.
From there, coverage limits, deductibles, and policy inclusions or exclusions can further adjust the final premium up or down.
Robotaxi and Other Benefits
At first glance, underwriting insurance might seem like a complex and costly process for Tesla. However, there are several compelling reasons why this move makes sense.
Insurance Income: Insurance is a highly profitable industry. Companies set rates based on risk, offering lower premiums to safer drivers and higher rates to riskier ones. This not only maximizes profitability but also incentivizes safer driving behavior, reducing overall claims.
Data Advantage: Tesla collects vast amounts of driving data through its Safety Score system. While California doesn’t allow Safety Score to impact premiums, Tesla can still use this data in the underwriting process to refine risk assessments and pricing for its vehicles.
Control Over Repair Costs: By underwriting its own policies, Tesla gains direct control over repairs and total loss decisions. This allows them to dictate when, where, and how repairs are done, optimizing costs for parts, labor, and service while ensuring vehicles are fixed according to Tesla’s standards.
FSD-Driven Discounts: Tesla has already begun offering insurance discounts for drivers using Full Self-Driving (FSD). By underwriting its own policies, Tesla could expand these incentives, potentially offering greater discounts to frequent FSD users in the future.
Preparing for Robotaxi: Perhaps the biggest long-term reason for this shift is the June launch of the Robotaxi fleet. How will Tesla insure these vehicles? The answer is simple—by underwriting its own policies and assuming liability.
Tesla’s decision to underwrite its own insurance isn’t just about cutting out middlemen—it’s a step toward lowering costs, increasing profitability, and preparing for the future of autonomous driving, a risk many insurance companies may be unwilling to make.
Further Expansion
This could be a strong sign that Tesla is preparing to expand its insurance offerings now that it has taken on the underwriting process itself. In July 2024, Tesla hired a former GEICO insurance executive to lead the expansion of Tesla Insurance and help reduce costs—a move that now appears to be paying off.
Rather than a traditional expansion, Tesla has instead made a bold move by bringing underwriting in-house, something few expected. However, it aligns with Tesla’s strategy of vertically integrating and controlling key aspects of its business, whether in manufacturing, software, or now, insurance.
If this pilot program proves successful, it could pave the way for Tesla Insurance to launch in more states—and potentially even other countries. With 2025 shaping up to be a pivotal year, we may see Tesla accelerate its insurance expansion sooner than expected.