Tesla's Cybertruck will retain it's massive wiper for production
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The Tesla Cybertruck buzz continues to ramp up. Elon Musk says it will change the road, and he plans to make the futuristic truck his daily driver. Thanks to its distinctive design and outstanding performance capabilities, millions of buyers are on the wait list to drive this amazing truck.
Matthew Donegan-Ryan, a shareholder who attended Tesla's Investor Day, had the chance to speak with senior Tesla executives and learn more about Cybertruck. Several investors were sharing information about Cybertruck, but Matthew Donegan-Ryan has posted extensive videos about his conversations with Tesla executives.
Sizes and Variations
According to rumors, the Cybertruck pre-production beta that was on display at Investor Day is how the truck would appear if it were available for purchase right now. The Cybertruck is about 5% smaller than the prototype unveiled in 2019, but despite being a smaller vehicle than the Ford F-150 Raptor, it has more usable space. The Ford Super Crew Raptors at the event were comparable to the Cybertruck, which is slightly smaller. The size reduction means that the Cybertruck can only hold five passengers instead of six. It's expected to weigh between 6,500-7,500 pounds. Other investors are reporting 7,000 pounds
The Cybertruck will come in two versions: a dual-motor base model and a high-end performance model. It was initially believed that the top trim would be a quad motor, but conversations with Tesla staff seemed to suggest that Tesla would forego developing a quad-motor powertrain in favor of a tri-motor powertrain for the Cybertruck. All Cybertruck configurations will come standard with rear-wheel steering.
Largest Display in a Tesla
The Cybertruck will have Tesla's largest display ever, measuring 18.5 inches diagonally, however it'll come without a gauge cluster, or heads-up display. The redesigned Model S and Model X have a 17" center screen, while the Model 3 and Model Y include a 15" center display.
A combination of a typical round steering wheel and the yoke found on the Model S and Model X, the steering wheel will be round on the sides with flat top and bottom edges.
Unlike the F-150 Lightning, the front bumper grille does not open along with the hood. The production version of the Cybertruck windshield light bar will have amber lights, just like the Tesla semi, to indicate that the truck is wider than the standard 80 inches.
Wheels and Suspension
Highly advanced air suspension will come standard on every Cybertruck. Staff told the intrepid investor that Cybertruck can handle pretty much anything. "I was told very directly that they have tested the air suspension and they're confident it can handle Baja-style racing."
The Cybertruck will have 18-inch wheels, and at the very least, all-terrain and all-season standard tire options will be available. The tire's dimensions are 285/65 R18, or 35 inches by 11.25 inches by 18 inches. The company in charge of making the tires for the Cybertruck will be Goodyear. Donegan-Ryan estimates each tire will cost $385.
No Self-Presenting Doors
The doors on the Cybertruck won't self-present themselves like the doors on the Model X. Unlike the prototype's stainless steel bumpers, the Cybertruck's production beta's bumpers and side skirts are made of black plastic and are five-mile-per-hour impact compliant. The side-view mirrors are supposedly removable, but no confirmation of that.
New Team is Developing Accessories for Cybertruck
The 48-volt architecture used by the Cybertruck will provide more power, lighter and less expensive wiring, and a smaller accessories battery. For the vehicle, Tesla has created a Cybertruck Accessories Team, and rather than working with aftermarket businesses to build add-ons, Tesla will do it themselves. Off-roading, camping, and racing are the three subgroups of the Accessories team.
With millions of people on the waiting list in North America, it appears that list will not be opening up in Europe. With it's immense size, Donegan-Ryan says there are no plans to have this beast on the narrow European roads.
The Cybertruck will be a strong and adaptable vehicle, suitable for off-roading, camping, and even racing, according to the most recent information about it. The Cybertruck is poised to have a big impact on the pickup truck market thanks to its distinctive design and impressive features.
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In the latest episode of Jay Leno’s Garage, Tesla’s VP of Vehicle Engineering, Lars Moravy, confirmed that the new Model Y will feature adaptive headlights.
As Moravy was talking about the updated headlights in the vehicle, which now sit a few inches lower than before, he stated that in a couple of months, Tesla will add adaptive headlights in the U.S.
While Tesla has already introduced adaptive headlights in Europe and the Indo-Pacific, the feature has yet to make its way to North America.
Originally delayed in the U.S. due to regulatory issues, manufacturers have been able to implement adaptive headlights since mid-2024. Meanwhile, competitors like Rivian and Mercedes-Benz have already rolled out their own full matrix headlight systems, matching what’s available in other regions.
Update: This article has been updated to clarify that adaptive headlights will indeed be launched in the U.S., shortly after the vehicle launching in March.
Currently, Tesla in North America supports adaptive high beams and automatic headlight adjustment for curves, but full matrix functionality has yet to be rolled out. Meanwhile, matrix headlights are already available in Europe, where they selectively dim individual beam pixels to reduce glare for oncoming traffic and adapt to curves in the road.
It was surprising that matrix functionality wasn’t included in the comprehensive 2024 Tesla Holiday Update. This feature would likely improve safety ratings, so we can only assume Tesla is diligently working to secure regulatory approval.
Adaptive Headlights on Other Models
Lars didn’t confirm whether the refreshed Model Y comes with the same headlights as the new Model 3 and the Cybertruck, instead simply calling them "matrix-style” headlights.
The headlights on the new Model Y appear very similar to those available in the 2024+ Model 3, possibly meaning these other models will also receive adaptive headlight capabilities in the next couple of months.
For vehicles with older-style matrix headlights, it’s unlikely that adaptive beams support will launch at the same time, but they will hopefully become available soon afterward.
For the first time since launching Tesla Insurance in 2019, Tesla will begin underwriting its own policies, starting in California.
Tesla Insurance originally debuted in California and has since expanded to several U.S. states. Until now, policies were underwritten by State National, a subsidiary of the Markel Insurance Group. However, Tesla is now transitioning to fully in-house underwriting, beginning with its home state.
As part of this shift, California Tesla Insurance customers who receive an in-app offer to switch will be eligible for a one-time 3% discount on their next term’s premium—covered entirely by Tesla Insurance.
What is Underwriting
Underwriting is the process an insurance company uses to assess risk and determine whether to offer coverage, at what price, and under what terms.
Insurers evaluate factors such as driving history, credit score, age, vehicle type, and location. In Tesla’s case, vehicle driving data (not available in California) also plays a key role in risk assessment. These factors help classify drivers into risk categories, which influence their base premium.
From there, coverage limits, deductibles, and policy inclusions or exclusions can further adjust the final premium up or down.
Robotaxi and Other Benefits
At first glance, underwriting insurance might seem like a complex and costly process for Tesla. However, there are several compelling reasons why this move makes sense.
Insurance Income: Insurance is a highly profitable industry. Companies set rates based on risk, offering lower premiums to safer drivers and higher rates to riskier ones. This not only maximizes profitability but also incentivizes safer driving behavior, reducing overall claims.
Data Advantage: Tesla collects vast amounts of driving data through its Safety Score system. While California doesn’t allow Safety Score to impact premiums, Tesla can still use this data in the underwriting process to refine risk assessments and pricing for its vehicles.
Control Over Repair Costs: By underwriting its own policies, Tesla gains direct control over repairs and total loss decisions. This allows them to dictate when, where, and how repairs are done, optimizing costs for parts, labor, and service while ensuring vehicles are fixed according to Tesla’s standards.
FSD-Driven Discounts: Tesla has already begun offering insurance discounts for drivers using Full Self-Driving (FSD). By underwriting its own policies, Tesla could expand these incentives, potentially offering greater discounts to frequent FSD users in the future.
Preparing for Robotaxi: Perhaps the biggest long-term reason for this shift is the June launch of the Robotaxi fleet. How will Tesla insure these vehicles? The answer is simple—by underwriting its own policies and assuming liability.
Tesla’s decision to underwrite its own insurance isn’t just about cutting out middlemen—it’s a step toward lowering costs, increasing profitability, and preparing for the future of autonomous driving, a risk many insurance companies may be unwilling to make.
Further Expansion
This could be a strong sign that Tesla is preparing to expand its insurance offerings now that it has taken on the underwriting process itself. In July 2024, Tesla hired a former GEICO insurance executive to lead the expansion of Tesla Insurance and help reduce costs—a move that now appears to be paying off.
Rather than a traditional expansion, Tesla has instead made a bold move by bringing underwriting in-house, something few expected. However, it aligns with Tesla’s strategy of vertically integrating and controlling key aspects of its business, whether in manufacturing, software, or now, insurance.
If this pilot program proves successful, it could pave the way for Tesla Insurance to launch in more states—and potentially even other countries. With 2025 shaping up to be a pivotal year, we may see Tesla accelerate its insurance expansion sooner than expected.