The Cybertruck will have a camera in the center of the front bumper
Sofiaan/Twitter
The Tesla community comes through again. As soon as invited guests started showing up at the company’s annual Investor Day, new images of the latest Cybertruck prototype started hitting social media. For the last couple of weeks, the highly anticipated vehicle has been spotted in the wild, and we’ve dissected every frame of images posted online. But now we have close-up, clear pictures that reveal far more than previously known.
Front-to-Back Tour
Front Bumper Camera
Let’s start from the front and work our way back. We begin with the front bumper, which has a camera in the center. This is a big find. We know Hardware 4 is starting to show up in some vehicles, and it allows for up to 12 cameras. The new camera location may have something to do with the removal of the ultrasonic sensors. However, it's hard to say how useful this camera location will be as the front bumper takes the brunt of bugs, snow, slush, and rain.
Frunk Opening
The front end offers a bit of a mystery for the frunk. Some speculation is that it’s not just the hood, but part of the bumper would come up with the frunk. But really, you have to wonder why anyone would need a frunk with all of this space.
Giant Air Suspension Cylinders
The Cybertruck had massive air suspension cylinders
MatthewDR/Twitter
Moving back, we find gigantic air suspension cylinders. We’ve reported on videos showing Cybertruck both high and low. These cans suggest that it has the ability to go over almost any obstacle.
Windshield Wiper
Further back, the next one is hard to miss. The biggest windshield wiper ever produced (slight exaggeration) still exists. Perhaps Tesla has not found a suitable solution to a problem identified by Elon Musk. He has tweeted that the wiper troubles him the most and “No easy solution. Deployable wiper that stows in front trunk would be ideal, but complex.”
New Cybertruck Steering Wheel
The Cybertruck was displayed with a circular yoke steering wheel
TeslaSynopsis/Twitter
Let’s move inside the cockpit. The first thing many investors noticed was the new steering wheel design. It’s not a yoke, it’s not a circle but a circular yoke"a sort of rectangular-shaped wheel complete with the usual scroll buttons. Like the Model 3 and Model Y, one screen is in the middle of the dashboard. But this screen looks bigger than the ones found in the other models. Could it be the 17" screen that's on the Model S and Model X? The dashboard appears to be some sort of fabric, possibly Alcantara, instead of the marble look that appeared in previous prototypes.
Rear Screen and Rear Seats
The Cybertruck on display had a rear screen similar to the Model S
TeslaHype/Twitter
Jump into the backseat, and we find another screen, which appears to be the same size and location as the one in the Model X and Model S. The rear seats fold up but don’t fold down, confirming what was speculated a few months ago. Leaked images of the mega cast revealed the rumored midgate did not make it to production. The thought was the midgate, combined with folding rear seats, would make for an excellent camping experience or allow long items to be transported.
Roof Rack Rails
But it will not be difficult to transport whatever you need with Cybertruck. It looks like there are roof rack slots and an impressive box that seems incredibly rigid. On the side edge of the box, it looks like a switch to adjust the truck's rear suspension up or down. This would be handy to line up a trailer.
The sign near the Cybertruck noted that this is the Beta version of Cybertruck. Production is scheduled to start in the summer, with a full ramp-up starting next year.
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In the latest episode of Jay Leno’s Garage, Tesla’s VP of Vehicle Engineering, Lars Moravy, confirmed that the new Model Y will feature adaptive headlights.
As Moravy was talking about the updated headlights in the vehicle, which now sit a few inches lower than before, he stated that in a couple of months, Tesla will add adaptive headlights in the U.S.
While Tesla has already introduced adaptive headlights in Europe and the Indo-Pacific, the feature has yet to make its way to North America.
Originally delayed in the U.S. due to regulatory issues, manufacturers have been able to implement adaptive headlights since mid-2024. Meanwhile, competitors like Rivian and Mercedes-Benz have already rolled out their own full matrix headlight systems, matching what’s available in other regions.
Update: This article has been updated to clarify that adaptive headlights will indeed be launched in the U.S., shortly after the vehicle launching in March.
Currently, Tesla in North America supports adaptive high beams and automatic headlight adjustment for curves, but full matrix functionality has yet to be rolled out. Meanwhile, matrix headlights are already available in Europe, where they selectively dim individual beam pixels to reduce glare for oncoming traffic and adapt to curves in the road.
It was surprising that matrix functionality wasn’t included in the comprehensive 2024 Tesla Holiday Update. This feature would likely improve safety ratings, so we can only assume Tesla is diligently working to secure regulatory approval.
Adaptive Headlights on Other Models
Lars didn’t confirm whether the refreshed Model Y comes with the same headlights as the new Model 3 and the Cybertruck, instead simply calling them "matrix-style” headlights.
The headlights on the new Model Y appear very similar to those available in the 2024+ Model 3, possibly meaning these other models will also receive adaptive headlight capabilities in the next couple of months.
For vehicles with older-style matrix headlights, it’s unlikely that adaptive beams support will launch at the same time, but they will hopefully become available soon afterward.
For the first time since launching Tesla Insurance in 2019, Tesla will begin underwriting its own policies, starting in California.
Tesla Insurance originally debuted in California and has since expanded to several U.S. states. Until now, policies were underwritten by State National, a subsidiary of the Markel Insurance Group. However, Tesla is now transitioning to fully in-house underwriting, beginning with its home state.
As part of this shift, California Tesla Insurance customers who receive an in-app offer to switch will be eligible for a one-time 3% discount on their next term’s premium—covered entirely by Tesla Insurance.
What is Underwriting
Underwriting is the process an insurance company uses to assess risk and determine whether to offer coverage, at what price, and under what terms.
Insurers evaluate factors such as driving history, credit score, age, vehicle type, and location. In Tesla’s case, vehicle driving data (not available in California) also plays a key role in risk assessment. These factors help classify drivers into risk categories, which influence their base premium.
From there, coverage limits, deductibles, and policy inclusions or exclusions can further adjust the final premium up or down.
Robotaxi and Other Benefits
At first glance, underwriting insurance might seem like a complex and costly process for Tesla. However, there are several compelling reasons why this move makes sense.
Insurance Income: Insurance is a highly profitable industry. Companies set rates based on risk, offering lower premiums to safer drivers and higher rates to riskier ones. This not only maximizes profitability but also incentivizes safer driving behavior, reducing overall claims.
Data Advantage: Tesla collects vast amounts of driving data through its Safety Score system. While California doesn’t allow Safety Score to impact premiums, Tesla can still use this data in the underwriting process to refine risk assessments and pricing for its vehicles.
Control Over Repair Costs: By underwriting its own policies, Tesla gains direct control over repairs and total loss decisions. This allows them to dictate when, where, and how repairs are done, optimizing costs for parts, labor, and service while ensuring vehicles are fixed according to Tesla’s standards.
FSD-Driven Discounts: Tesla has already begun offering insurance discounts for drivers using Full Self-Driving (FSD). By underwriting its own policies, Tesla could expand these incentives, potentially offering greater discounts to frequent FSD users in the future.
Preparing for Robotaxi: Perhaps the biggest long-term reason for this shift is the June launch of the Robotaxi fleet. How will Tesla insure these vehicles? The answer is simple—by underwriting its own policies and assuming liability.
Tesla’s decision to underwrite its own insurance isn’t just about cutting out middlemen—it’s a step toward lowering costs, increasing profitability, and preparing for the future of autonomous driving, a risk many insurance companies may be unwilling to make.
Further Expansion
This could be a strong sign that Tesla is preparing to expand its insurance offerings now that it has taken on the underwriting process itself. In July 2024, Tesla hired a former GEICO insurance executive to lead the expansion of Tesla Insurance and help reduce costs—a move that now appears to be paying off.
Rather than a traditional expansion, Tesla has instead made a bold move by bringing underwriting in-house, something few expected. However, it aligns with Tesla’s strategy of vertically integrating and controlling key aspects of its business, whether in manufacturing, software, or now, insurance.
If this pilot program proves successful, it could pave the way for Tesla Insurance to launch in more states—and potentially even other countries. With 2025 shaping up to be a pivotal year, we may see Tesla accelerate its insurance expansion sooner than expected.
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